USER GENERATED CONTENT POLICY & PRIVACY POLICY

This Policy is aimed to ensure a positive experience for each user. Please join us in this effort by respecting these guidelines.

We may make exceptions to these policies based onartistic, educational, historical, documentary, or scientific considerations,or where there are other substantial benefits to the public.

By clicking the checkbox, you are acknowledging that you have read and understandthis Policy, that you agree to follows these guidelines currentlyin effect and as updated by DIVO from time to time. If you do not agree with these guidelines, please do not click the checkbox and/or create user account in Software.

GENERAL

✅ Users can post content onlyin compliance with EULA

❌ Users are prohibited to post content, which is unlawful, misleading, discriminatory, fraudulent, or abusive, including without limitation:

ORIGINAL CONTENT

✅ User can post only content to which user has intellectual rights.

❌ Users are prohibited to post content that infringes anyone’s intellectual property rights and will respond to clear notices of alleged copyright infringement.Repeated infringement of intellectual property rights, including copyright,will result in account termination.

ADS AND SPONSORED CONTENT

✅ Sponsorship and advertising, including, but not limited to, ownership or affiliateinterest, payment, or material support, should be clearly disclosed to readers.

❌ Advertising and other paid promotional material on your pages should not exceed yourcontent.

❌ We donot allow content that conceals or misrepresents sponsored content asindependent, editorial content.

❌The subject of sponsored content should not focus on the sponsor withoutclear disclosure.

PERSONAL AND CONFIDENTIAL INFORMATION

❌ We do not allow the sharing of aprivate person's confidential and personally identifiable information (e.g.medical records or financial information).

DECEPTIVE PROFILE

❌ Users are prohibited to create accounts that impersonate any person or organization, or that misrepresent orconceal their ownership or primary purpose. Users are prohibited to create accounts that engage in inauthentic or coordinated behavior activity to that misleads users.

ENFORCEMENT

📩 DIVO encourages you to report content or conduct that you believe breaches this guidelines

‼️ DIVO will react within 24-hours should you report any content or conduct and may take the following actions onreported content or conduct:  remove content from the account, restrict sharing of content, limiting who can viewcontent, disable access to one or more products, delete an account, reportillegal materials to appropriate law enforcement authorities.

‼️ DIVO will remove contentthat doesn’t comply with this Policy.

‼️ DIVO will disable account if user repeatedlyinfringe other people's intellectual property rights.

PRIVACY POLICY

DIVO FINANCE LTD (hereinafter – “DIVO”, “we”, or “us”) provides you with comprehensive information about the storage of DATA and PERSONAL INFORMATION of users registered inSoftware (hereafter – “User”, “Users”, “you”) within our company, which iscollected in respect of your usage of DIVO mobile application (hereafter– “Software”).

Company Party means the DIVO and its respectivepast, present and future employees, officers, directors, contractors, consultants, attorneys, accountants, financial advisors, equity holders,suppliers, vendors, service providers, parent companies, subsidiaries,affiliates, agents, representatives, predecessors, successors and assigns.

This Policy sets out the basis on which any personaldata we collect from you, or that you provide to us, will be processed by us.Please read the following carefully to understand our practices regarding yourpersonal data and how we will treat it.

You are not required toprovide the personal information that we have requested, but, if you chose notto do so, in many cases we will not be able to provide you with our products orservices or respond to any queries you may have.

Information collected

Personal Information you provide

Information about your usage of Software

We collect information about the people,pages, accounts,hashtagsand groups that you are connected to and how you interact with them across our Software. We collect information about how you use our Software, such as the types of content that you view or engagewith, the features you use, the actions you take, the people or accounts you interact with and the time, frequency and duration of your activities.We also receive and analyze content, communications and information that other people provide when they use our Software.

Non-Personal Information

We also collect data in a form that does not, on itsown, permit direct association with any specific individual, a statistical information about our Software and visitors, such as IP addresses, browsers,pages viewed, number of visitors, services used, content submitted, etc. We need this information to improve the content and functionality of our Software. We use this information to customize your experience using our Software. We mayprovide statistical information to third parties, but in doing so we do notreference you by individual name, e-mail address, home address, ortelephone number without your permission.

Usage of collected information

We may use your information for the following purposes:

Disclosure to third parties

We will only disclose your Personal Data in the following ways:

Protection of Personal Information

We take appropriate security, administrative and technical measures to protect any Personal Information and/or User Data youprovide regarding the collection, storage and processing of Personal Information and/or User Data, as well as security measures to protect your user account in Software against unauthorized access, modification, disclosure or destruction of your Personal Information and/or User Data.

We take reasonable steps to protect the security of the Personal Information communicated through the Software. However, no mobile security system is entirely fool proofand the Internet is not a secure method of transmitting information. As a result, we do not assume any responsibility for the Personal Information you submit to or receive from us through the Internet, or for any unauthorized access or use of that information, and we cannot and do not guarantee that information communicated by you to us or sent to you by us will be received, or that it will not bealtered before or after its transmission to us. You agree to not hold any Company Party liable for any loss or damage of any sort incurred as a result ofany misappropriation, interception, modification, deletion, destruction or useof information provided through the Software.

Your Consent

By using our Software, you consent to the collection and use of this information in the manner we describe.

You give your Consent by CLICKING a box when creating a user account in Software. In the case you click the respective box, you irrevocably and unconditionally consent and agreethat the Company Parties shall be entitled to Process your Personal Information as it is indicated in your Consent.

You may always refuse to supply your Personal Information, though this may prevent you from engaging in certain Software - related activities and/or obtaining certain Services.

You have the right to withdraw your Consent at any time. You can submit such request by sending us an email to: info@divo.fashion based on Consent before its withdrawal.

Retainment of Information

In accordance with applicable laws and as needed to provide the Services to our users, Company Parties may hold your Personal Information. This requirement is conditioned by a need to comply with legal obligations and resolve possible disputes.

Company Information may retain your Personal Data so long as your user account in Software is active. Moreover, your Personal Information may be held beyond the above mentioned period until it is indispensable for Company Parties to have relevant information to respond to any issues that may arise later.

EU Person’s Rights

EU Persons shall acknowledge,that their rights relating to Personal Data are provided in the GDPR and other applicable laws of the member states of the European Union. In particular, EU Persons have the following rights relating to their Personal Data:

Other

Any changes to our Privacy Policy will be communicated through our Software at least twenty-four (24) hours in advance ofits effective date.

We have no way of distinguishing the age ofindividuals who access our Software, and so we carry outthe same Privacy Policy for individuals of all ages. If a child has provided uswith personally identifying information without parental or guardian consent,the parent or guardian should contact us to remove the information and opt out of promotional opportunities. Anyway, children under the age of 13, or equivalent minimum age inthe relevant jurisdiction, are not permitted to create their own user account in Software. If we learn that we have collected the personal information of achild under 13, or equivalent minimum age depending on jurisdiction, outside the above circumstances we will take steps to delete the information as soon aspossible and disable such user account in Software.

The Company may appoint an expert on data privacywho works independently to ensure that the Company is adhering to the policiesand procedures set forth in the GDPR (data protection officer). Data protection officer assists DIVO to monitor internal compliance, inform and advise on data protection obligations, provide advice regarding data protection impact assessments (DPIAs) and act as a contact point for data subjects and the supervisory authorities. In the case the DIVO appoints such data protection officer, it will publish its contact details on the Website.